For citations:
Zverkova T.N. Conceptual foundations and conditions for the transition from digital-only banks to Bank 5.0. MIR (Modernization. Innovation. Research). 2025;16(4):694-708. (In Russ.) https://doi.org/10.18184/2079-4665.2025.16.4.694-708
Zverkova T.N. Conceptual foundations and conditions for the transition from digital-only banks to Bank 5.0. MIR (Modernization. Innovation. Research). 2025;16(4):694-708. (In Russ.) https://doi.org/10.18184/2079-4665.2025.16.4.694-708