The article substantiates the position, by which the causes of the crisis situation in Russia and the world can be only understood through the prism of the visionary approach. This position has been confi rmed by the many-year search that resulted in development of the new cognition methodology, which made it possible to identify objective regularities in the human community development and to see the road for its further evolution.

The article is devoted to a comprehensive analysis of the concept of professionally motivated opinion applied by regulator (Bank of Russia) in respect of a credit institution. This concept (category) is seen in a variety of ways: as the approach used in international banking practice, as an institution of banking supervision, as assessment assigned by to the Bank of Russian to a credit organization, on the basis of analysis of numerous financial parameters of the latter, the ownership structure, the risks taken and the objective economic factors. The article discusses also the main directions of banking supervision, which includes elements of professionally motivated opinion as well as the goals of the latter.

The subject of the article is perspective development directions within special economic zone in Republic of Crimea and Sevastopol city. After holding the referendum on joining of the peninsula to the Russian Federation, the leadership of the country faced with the task of development of the region, one of the main instruments for which was the creation of special economic zone. Even before joining, the economic level of Crimea was among the least developed Russian regions. Financial, economic and military-political crisis in Ukraine has exacerbated its economic position. In 2014, there was decline in production, foreign trade reduced multiply, and tourists fl ow decreased. In addition to exacerbation of the existing problems (short tourist season, homogeneous tourists fl ow, dependence on supplies of water and electricity), new ones appeared: growth of food prices, deteriorating ability to attract credit resources and the level of banking services, the need to re-register enterprises and associated downtimes. The purpose of this work is to propose basic development directions within the special economic zone. The methodological base of the research is comparative analysis, cause-eff ect relationships, as well as historical method. The author indicates the most perspective development directions for the residents within the SEZ. They include tourism, manufacturing (food and chemical industry, mechanical engineering), as well as agriculture. The author gives advice on potential areas for investment in the tourism industry: hotel business, restaurants and entertainment, passenger transportation. At the same time due to several factors development of innovative industries and commercial ports is prejudiced.

The article off ers the analysis of expenditures on technological innovation in Russia and abroad. The author outlines the main reasons of the low level of technological development of Russian industrial companies. A number of organizational and economic measures to create conditions for technological development of the Russian economy are considered. In recent years, there was an essential increase in output of innovative products, works and services that coincided with the increased ratio of volumes of technological innovations to their costs. However, the expected decrease of this ratio in the coming years may cause slower growth of volumes of innovative production that requires drastic measures, especially aimed at restricting key factors impeding innovative activities. These factors include lack of own funds, high cost of innovations, lack of fi nancial support from the state, high economic risk and low innovative potential of the organization.

The study discusses the importance of small innovative businesses in the modern global economy. The article also deals with the key lines to improve their competitiveness, and the author makes the conclusion how spread and promising the strategies are in Russia.